Financing

Detail information on SME Financing Products offerred by various financial institutions are provided below:

Quick Links:

• Commercial Banks
• Islamic Banks
• Development Financial Institutions
• List all financing products

Commercial Banks 

1. Affin Bank Berhad
   
• Affin Contract Financing
• Al- Bai' Bithaman Ajil - Fixed Asset Financing
• Enterprise Banking
• Islamic Banking Trade Finance Products
• Overdraft Against Fixed Deposit Receipts
• Small Medium Industry Loan Scheme (AFFINSPIKS)
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
• Trade Finance Products

 

2. Alliance Bank Malaysia Berhad
   
• Alliance SME Loans
• Corporate & Commercial Financing: Term Financing-i & Leasing-i
• Credit Facilities for SMI/SME
• Islamic Trade Financing
• Leasing-i
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
• Term Financing-i

 

3. AmBank (M) Berhad
   
• Contract Financing-i
• End-Financing Facility
• Factoring
• Financial Assistance to New Business and Viable SMIs
• Financing Flexibility
• Financing for Small Medium Size Business
• Industrial Hire Purchase
• Loan Financing
• Property Loan for SMEs
• Trade Services

 

4. Malayan Banking Berhad
   
• FAC3plus
• Factoring
• Government Aided Loan Schemes
• IT Plus
• Trade Finance Business

 

5. OCBC Bank (Malaysia) Berhad
   
• Business Premises Financing Program
• Cash Line-i
• Distributor Financing Program
• Equipment Financing-i
• Government Assistance Scheme
• Industrial Hire Purchase-i
• Islamic Trade Financing
• Islamic Trade Financing
• Leasing-i
• Loan Documentation
• Loan Overview
• Small Business Lending Program
• SME Plus II
• Term Financing-i
• Trade Services

 

6. Public Bank Berhad
   
• Cash Line Facility-i
• PB Visa Purchasing Card
• PBMicro Finance
• Products & Services for the SMEs
• SMILAX
• SMILAX ABBA Term Financing-i
• Special Loan Package for Small & Medium Industries (SLPSMI)
• SWIFT
• SWIFT ABBA Term Financing-i
• Trade Financing

 

7. Citibank Berhad
   
• Business Banking Solution
• Citibank Business Power
• Citibank Financial
• Citibank Shop-Factory Loan
• CitiBusiness Installment Loan
• Loan Fees & Charges

 

8. EON Bank Berhad
   
• Lending Products
• SME Easipac
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
• Trade Financing

 

9. Standard Chartered Bank Malaysia Berhad
   
• Business Instalment Loan
• Cash Management Service & FOREX
• Commercial Mortgage
• Express Trade
• Fee & Charges
• Trade Services & Working Capital

 

10. United Overseas Bank (Malaysia) Bhd
    
• Bumiputera Business Banking
• Commercial Business Cards
• Contract / Project Financing
• Easi Cash
• Term Financing
• Trade Services
• UOB Biz-Cash
• UOB BizGrowth
• Working Capital Financing

 

11. HSBC Bank Malaysia Berhad
    
• Business Premises Financing
• Client Charter on Granting of Loans to SMIs
• GuaranteeSMART
• HSBC Amanah Financing
• International Trade Business Products and Services
• SMESmart

 

12. RHB Bank Berhad
    
• Automatic Standby Overdraft
• Business Growth Package
• Business Loans
• RHB BizPower - Equipment Loans
• RHB BizPower - Property Loans
• RHB BizPower - SMI Business Loans
• RHB Commercial Property Financing
• Small Medium Industries Facilities and Services
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
• Trade Services

 

13. Hong Leong Bank Berhad
    
• Corporate & Commercial Products / Services
• Established Local Business Program
• Hong Leong Shop Loan
• Motorcycle Loan Program
• Trade Finance - Products and Services

 

14. CIMB Bank Berhad
    
• Business Premises Loan
• Combination Business Premises Loan
• Enterprise Hire Purchase Business Products
• Fast Track - Pro Finance
• Fast Track Financing
• Fixed Asset Purchase
• PETROPACK Financing Package
• Skim Jaminan SME Bank
• TNB Vendors Financing
• Trade Facilities
• Working Capital Facilities
• Xpress Cash Personal Term Loan

Islamic Banks 

1. Bank Islam Malaysia Berhad
   
• Other Services for Commercial and Corporate Financing
• Term Financing
• Trade Financing
• New Entrepreneurs Fund 2
• Fund for Small and Medium Industries 2
• Small Debt Resolution Scheme

 

2. Kuwait Finance House (Malaysia) Berhad
   
• KFH Trade Financing - i
• KFH Asset Backed Financing - i
• KFH Asset Acquisition Financing - i
• KFH Asset Financing - i
• KFH Working Capital Financing - i
• KFH Contract Financing - i
• KFH Project Financing - i
• Commercial Banking

 

3. EONCAP Islamic Bank Berhad
   
• Trade Financing
• Cashline Facility-i (Islamic Overdraft)

 

4. Bank Muamalat Malaysia Berhad
   
• Agents: Islamic Foreign / Domestic Inward Bill For Collection – FIBC-i / DIBC-i
• Export Sales Financing
• Export Collection Service
• Import Purchase Financing
• Import Purchase Services
• Shipping Guarantee
• Bank Guarantee
• Letter of Credit
• Ijarah
• Muamalat Revolving Financing (MRF)
• Bai Bithaman Ajil (BBA)
• Muamalat Cash Line Facility-i (MCash)
• Project Financing

 

5. CIMB Islamic Bank Berhad
   
• Xpress Cash Financing-i
• Islamic Machinery, Equipment & Plant Financing
• Islamic Property Financing
• Trade Facilities
• Islamic Revolving Credit

 

6. AmIslamic Bank Berhad
   
• Direct Access Guarantee Scheme-i
• Trade Products and Services
• Contract Financing-i
• Property Financing-i
• Industrial Hire Purchase-i
• Cash Line Facility-i

 

7. Hong Leong Islamic Bank Berhad
   
• Trade Finance-i
• Hong Leong Term Financing-i
• Hong Leong Cash Line Facility-i

Development Financial Institutions 

1. SME Bank
   
• Skim Jaminan SME Bank
• Financing for Small Business
• Financing for Medium-sized Business
• Financing for Micro Business
• SME Start-up
• SME Professional
• SME Franchise
• SME Procurement
• SME Global

 

2. Credit Guarantee Corporation Malaysia Berhad (CGC)
   
• Credit ENHANCER Scheme (ENHANCER)
• Franchise Financing Scheme (FFS)
• Direct Access Guarantee Scheme (DAGS)
• Small Entrepreneur Guarantee Scheme (SEGS)
• Direct Access Guarantee Scheme Islamic (DAGS-i)
• New Principal Guarantee Scheme (NPGS)
• Islamic Banking Guarantee Scheme (IBGS)
• Flexi Guarantee Scheme (FGS)

 

3. Export-Import Bank of Malaysia Berhad
   
• Export Credit Refinancing (ECR) Scheme
• Guarantee Facility
• Supplier Credit Facility
• Export of Services Facility
• Buyer Credit Facility
• Overseas Project / Contract Financing Facility

 

4. Bank Kerjasama Rakyat Malaysia Berhad
   
• Tijari Contract Financing-i

 

5. Bank Pertanian Malaysia Berhad (Agrobank)
   
• Kredit Mikro : Skim Modal Usahawan Tani (MUST)
• 3F - Fund For Food
• TIKS 2 (Small and Medium Industries Fund 2)
• SUTKS (Agriculture Entrepreneurs Scheme for Graduates)
• TASKS (Oil Palm Replanting Scheme)
• LITS (Low Intensity Tapping System)
• MPPB (Bumiputera Community Trade and Industry Scheme)
• Padi Credit Scheme
• Banking Facilities
• Revolving Facilities
• Term Loans

 

6. Bank Simpanan Nasional
   
• BSN TemaNiaga

All Financing Products offerred by Financial Institutions

• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
  Affin Bank Berhad
  
  
• Enterprise Banking
  Affin Bank Berhad
  
  
• Small Medium Industry Loan Scheme (AFFINSPIKS)
  Affin Bank Berhad
  
  
• Overdraft Against Fixed Deposit Receipts
  Affin Bank Berhad
  
  
• Al- Bai' Bithaman Ajil - Fixed Asset Financing
  Affin Bank Berhad
  
  
• Trade Finance Products
  Affin Bank Berhad
  
  
• Islamic Banking Trade Finance Products
  Affin Bank Berhad
  
  
• Affin Contract Financing
  Affin Bank Berhad
  
  
• Islamic Trade Financing
  Alliance Bank Malaysia Berhad
  
  
• Leasing-i
  Alliance Bank Malaysia Berhad
  
  
• Term Financing-i
  Alliance Bank Malaysia Berhad
  
  
• Corporate & Commercial Financing: Term Financing-i & Leasing-i
  Alliance Bank Malaysia Berhad
  
  
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
  Alliance Bank Malaysia Berhad
  
  
• Alliance SME Loans
  Alliance Bank Malaysia Berhad
  
  
• Credit Facilities for SMI/SME
  Alliance Bank Malaysia Berhad
  
  
• Factoring
  AmBank (M) Berhad
  
  
• Trade Services
  AmBank (M) Berhad
  
  
• Property Loan for SMEs
  AmBank (M) Berhad
  
  
• Industrial Hire Purchase
  AmBank (M) Berhad
  
  
• End-Financing Facility
  AmBank (M) Berhad
  
  
• Loan Financing
  AmBank (M) Berhad
  
  
• Financing for Small Medium Size Business
  AmBank (M) Berhad
  
  
• Financial Assistance to New Business and Viable SMIs
  AmBank (M) Berhad
  
  
• Financing Flexibility
  AmBank (M) Berhad
  
  
• Contract Financing-i
  AmBank (M) Berhad
  
  
• IT Plus
  Malayan Banking Berhad
  
  
• FAC3plus
  Malayan Banking Berhad
  
  
• Government Aided Loan Schemes
  Malayan Banking Berhad
  
  
• Trade Finance Business
  Malayan Banking Berhad
  
  
• Factoring
  Malayan Banking Berhad
  
  
• Islamic Trade Financing
  OCBC Bank (Malaysia) Berhad
  
  
• Industrial Hire Purchase-i
  OCBC Bank (Malaysia) Berhad
  
  
• Leasing-i
  OCBC Bank (Malaysia) Berhad
  
  
• Cash Line-i
  OCBC Bank (Malaysia) Berhad
  
  
• Equipment Financing-i
  OCBC Bank (Malaysia) Berhad
  
  
• Term Financing-i
  OCBC Bank (Malaysia) Berhad
  
  
• Distributor Financing Program
  OCBC Bank (Malaysia) Berhad
  
  
• Small Business Lending Program
  OCBC Bank (Malaysia) Berhad
  
  
• Business Premises Financing Program
  OCBC Bank (Malaysia) Berhad
  
  
• SME Plus II
  OCBC Bank (Malaysia) Berhad
  
  
• Loan Overview
  OCBC Bank (Malaysia) Berhad
  
  
• Loan Documentation
  OCBC Bank (Malaysia) Berhad
  
  
• Islamic Trade Financing
  OCBC Bank (Malaysia) Berhad
  
  
• Trade Services
  OCBC Bank (Malaysia) Berhad
  
  
• Government Assistance Scheme
  OCBC Bank (Malaysia) Berhad
  
  
• PBMicro Finance
  Public Bank Berhad
  
  
• PB Visa Purchasing Card
  Public Bank Berhad
  
  
• Trade Financing
  Public Bank Berhad
  
  
• Cash Line Facility-i
  Public Bank Berhad
  
  
• SMILAX ABBA Term Financing-i
  Public Bank Berhad
  
  
• Special Loan Package for Small & Medium Industries (SLPSMI)
  Public Bank Berhad
  
  
• Products & Services for the SMEs
  Public Bank Berhad
  
  
• SWIFT
  Public Bank Berhad
  
  
• SWIFT ABBA Term Financing-i
  Public Bank Berhad
  
  
• SMILAX
  Public Bank Berhad
  
  
• CitiBusiness Installment Loan
  Citibank Berhad
  
  
• Citibank Business Power
  Citibank Berhad
  
  
• Citibank Shop-Factory Loan
  Citibank Berhad
  
  
• Business Banking Solution
  Citibank Berhad
  
  
• Loan Fees & Charges
  Citibank Berhad
  
  
• Citibank Financial
  Citibank Berhad
  
  
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
  EON Bank Berhad
  
  
• Trade Financing
  EON Bank Berhad
  
  
• Lending Products
  EON Bank Berhad
  
  
• SME Easipac
  EON Bank Berhad
  
  
• Fee & Charges
  Standard Chartered Bank Malaysia Berhad
  
  
• Express Trade
  Standard Chartered Bank Malaysia Berhad
  
  
• Trade Services & Working Capital
  Standard Chartered Bank Malaysia Berhad
  
  
• Cash Management Service & FOREX
  Standard Chartered Bank Malaysia Berhad
  
  
• Commercial Mortgage
  Standard Chartered Bank Malaysia Berhad
  
  
• Business Instalment Loan
  Standard Chartered Bank Malaysia Berhad
  
  
• Easi Cash
  United Overseas Bank (Malaysia) Bhd
  
  
• Commercial Business Cards
  United Overseas Bank (Malaysia) Bhd
  
  
• Bumiputera Business Banking
  United Overseas Bank (Malaysia) Bhd
  
  
• Trade Services
  United Overseas Bank (Malaysia) Bhd
  
  
• UOB BizGrowth
  United Overseas Bank (Malaysia) Bhd
  
  
• UOB Biz-Cash
  United Overseas Bank (Malaysia) Bhd
  
  
• Working Capital Financing
  United Overseas Bank (Malaysia) Bhd
  
  
• Term Financing
  United Overseas Bank (Malaysia) Bhd
  
  
• Contract / Project Financing
  United Overseas Bank (Malaysia) Bhd
  
  
• GuaranteeSMART
  HSBC Bank Malaysia Berhad
  
  
• Business Premises Financing
  HSBC Bank Malaysia Berhad
  
  
• SMESmart
  HSBC Bank Malaysia Berhad
  
  
• Client Charter on Granting of Loans to SMIs
  HSBC Bank Malaysia Berhad
  
  
• HSBC Amanah Financing
  HSBC Bank Malaysia Berhad
  
  
• International Trade Business Products and Services
  HSBC Bank Malaysia Berhad
  
  
• SME Schemes Promoted by Bank Negara Malaysia (BNM) / Credit Guarantee Corporation (CGC)
  RHB Bank Berhad
  
  
• Business Growth Package
  RHB Bank Berhad
  
  
• RHB Commercial Property Financing
  RHB Bank Berhad
  
  
• Automatic Standby Overdraft
  RHB Bank Berhad
  
  
• Trade Services
  RHB Bank Berhad
  
  
• Business Loans
  RHB Bank Berhad
  
  
• RHB BizPower - Equipment Loans
  RHB Bank Berhad
  
  
• RHB BizPower - Property Loans
  RHB Bank Berhad
  
  
• RHB BizPower - SMI Business Loans
  RHB Bank Berhad
  
  
• Small Medium Industries Facilities and Services
  RHB Bank Berhad
  
  
• Corporate & Commercial Products / Services
  Hong Leong Bank Berhad
  
  
• Motorcycle Loan Program
  Hong Leong Bank Berhad
  
  
• Established Local Business Program
  Hong Leong Bank Berhad
  
  
• Hong Leong Shop Loan
  Hong Leong Bank Berhad
  
  
• Trade Finance - Products and Services
  Hong Leong Bank Berhad
  
  
• Xpress Cash Personal Term Loan
  CIMB Bank Berhad
  
  
• TNB Vendors Financing
  CIMB Bank Berhad
  
  
• PETROPACK Financing Package
  CIMB Bank Berhad
  
  
• Skim Jaminan SME Bank
  CIMB Bank Berhad
  
  
• Combination Business Premises Loan
  CIMB Bank Berhad
  
  
• Business Premises Loan
  CIMB Bank Berhad
  
  
• Fast Track - Pro Finance
  CIMB Bank Berhad
  
  
• Fast Track Financing
  CIMB Bank Berhad
  
  
• Trade Facilities
  CIMB Bank Berhad
  
  
• Enterprise Hire Purchase Business Products
  CIMB Bank Berhad
  
  
• Fixed Asset Purchase
  CIMB Bank Berhad
  
  
• Working Capital Facilities
  CIMB Bank Berhad
  
  
• Other Services for Commercial and Corporate Financing
  Bank Islam Malaysia Berhad
  
  
• Term Financing
  Bank Islam Malaysia Berhad
  
  
• Trade Financing
  Bank Islam Malaysia Berhad
  
  
• New Entrepreneurs Fund 2
  Bank Islam Malaysia Berhad
  
  
• Fund for Small and Medium Industries 2
  Bank Islam Malaysia Berhad
  
  
• Small Debt Resolution Scheme
  Bank Islam Malaysia Berhad
  
  
• KFH Trade Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Asset Backed Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Asset Acquisition Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Asset Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Working Capital Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Contract Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• KFH Project Financing - i
  Kuwait Finance House (Malaysia) Berhad
  
  
• Commercial Banking
  Kuwait Finance House (Malaysia) Berhad
  
  
• Trade Financing
  EONCAP Islamic Bank Berhad
  
  
• Cashline Facility-i (Islamic Overdraft)
  EONCAP Islamic Bank Berhad
  
  
• Agents: Islamic Foreign / Domestic Inward Bill For Collection – FIBC-i / DIBC-i
  Bank Muamalat Malaysia Berhad
  
  
• Export Sales Financing
  Bank Muamalat Malaysia Berhad
  
  
• Export Collection Service
  Bank Muamalat Malaysia Berhad
  
  
• Import Purchase Financing
  Bank Muamalat Malaysia Berhad
  
  
• Import Purchase Services
  Bank Muamalat Malaysia Berhad
  
  
• Shipping Guarantee
  Bank Muamalat Malaysia Berhad
  
  
• Bank Guarantee
  Bank Muamalat Malaysia Berhad
  
  
• Letter of Credit
  Bank Muamalat Malaysia Berhad
  
  
• Ijarah
  Bank Muamalat Malaysia Berhad
  
  
• Muamalat Revolving Financing (MRF)
  Bank Muamalat Malaysia Berhad
  
  
• Bai Bithaman Ajil (BBA)
  Bank Muamalat Malaysia Berhad
  
  
• Muamalat Cash Line Facility-i (MCash)
  Bank Muamalat Malaysia Berhad
  
  
• Project Financing
  Bank Muamalat Malaysia Berhad
  
  
• Xpress Cash Financing-i
  CIMB Islamic Bank Berhad
  
  
• Islamic Machinery, Equipment & Plant Financing
  CIMB Islamic Bank Berhad
  
  
• Islamic Property Financing
  CIMB Islamic Bank Berhad
  
  
• Trade Facilities
  CIMB Islamic Bank Berhad
  
  
• Islamic Revolving Credit
  CIMB Islamic Bank Berhad
  
  
• Direct Access Guarantee Scheme-i
  AmIslamic Bank Berhad
  
  
• Trade Products and Services
  AmIslamic Bank Berhad
  
  
• Contract Financing-i
  AmIslamic Bank Berhad
  
  
• Property Financing-i
  AmIslamic Bank Berhad
  
  
• Industrial Hire Purchase-i
  AmIslamic Bank Berhad
  
  
• Cash Line Facility-i
  AmIslamic Bank Berhad
  
  
• Trade Finance-i
  Hong Leong Islamic Bank Berhad
  
  
• Hong Leong Term Financing-i
  Hong Leong Islamic Bank Berhad
  
  
• Hong Leong Cash Line Facility-i
  Hong Leong Islamic Bank Berhad
  
  
• Skim Jaminan SME Bank
  SME Bank
  
  
• Financing for Small Business
  SME Bank
  
  
• Financing for Medium-sized Business
  SME Bank
  
  
• Financing for Micro Business
  SME Bank
  
  
• SME Start-up
  SME Bank
  
  
• SME Professional
  SME Bank
  
  
• SME Franchise
  SME Bank
  
  
• SME Procurement
  SME Bank
  
  
• SME Global
  SME Bank
  
  
• Credit ENHANCER Scheme (ENHANCER)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Franchise Financing Scheme (FFS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Direct Access Guarantee Scheme (DAGS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Small Entrepreneur Guarantee Scheme (SEGS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Direct Access Guarantee Scheme Islamic (DAGS-i)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• New Principal Guarantee Scheme (NPGS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Islamic Banking Guarantee Scheme (IBGS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Flexi Guarantee Scheme (FGS)
  Credit Guarantee Corporation Malaysia Berhad (CGC)
  
  
• Export Credit Refinancing (ECR) Scheme
  Export-Import Bank of Malaysia Berhad
  
  
• Guarantee Facility
  Export-Import Bank of Malaysia Berhad
  
  
• Supplier Credit Facility
  Export-Import Bank of Malaysia Berhad
  
  
• Export of Services Facility
  Export-Import Bank of Malaysia Berhad
  
  
• Buyer Credit Facility
  Export-Import Bank of Malaysia Berhad
  
  
• Overseas Project / Contract Financing Facility
  Export-Import Bank of Malaysia Berhad
  
  
• Tijari Contract Financing-i
  Bank Kerjasama Rakyat Malaysia Berhad
  
  
• Kredit Mikro : Skim Modal Usahawan Tani (MUST)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• 3F - Fund For Food
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• TIKS 2 (Small and Medium Industries Fund 2)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• SUTKS (Agriculture Entrepreneurs Scheme for Graduates)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• TASKS (Oil Palm Replanting Scheme)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• LITS (Low Intensity Tapping System)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• MPPB (Bumiputera Community Trade and Industry Scheme)
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• Padi Credit Scheme
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• Banking Facilities
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• Revolving Facilities
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• Term Loans
  Bank Pertanian Malaysia Berhad (Agrobank)
  
  
• BSN TemaNiaga
  Bank Simpanan Nasional